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Bank Syz Ltd. accepts no liability for any loss arising from the use of this document. ## Straight from the Desk # **Syz** the moment Live feeds, charts, breaking stories, all day long. - [All](https://blog.syzgroup.com/syz-the-moment) - [equities](https://blog.syzgroup.com/syz-the-moment/tag/equities) - [United States](https://blog.syzgroup.com/syz-the-moment/tag/united-states) - [Macroeconomics](https://blog.syzgroup.com/syz-the-moment/tag/macroeconomics) - [Food for Thought](https://blog.syzgroup.com/syz-the-moment/tag/food-for-thought) - [markets](https://blog.syzgroup.com/syz-the-moment/tag/markets) - [Central banks](https://blog.syzgroup.com/syz-the-moment/tag/central-banks) - [bitcoin](https://blog.syzgroup.com/syz-the-moment/tag/bitcoin) - [Fixed Income](https://blog.syzgroup.com/syz-the-moment/tag/fixed-income) - [geopolitics](https://blog.syzgroup.com/syz-the-moment/tag/geopolitics) - [AI](https://blog.syzgroup.com/syz-the-moment/tag/ai) - [Asia](https://blog.syzgroup.com/syz-the-moment/tag/asia) - [europe](https://blog.syzgroup.com/syz-the-moment/tag/europe) - [gold](https://blog.syzgroup.com/syz-the-moment/tag/gold) - [Commodities](https://blog.syzgroup.com/syz-the-moment/tag/commodities) - [investing](https://blog.syzgroup.com/syz-the-moment/tag/investing) - [Technology](https://blog.syzgroup.com/syz-the-moment/tag/technology) - [Crypto](https://blog.syzgroup.com/syz-the-moment/tag/crypto) - [technical analysis](https://blog.syzgroup.com/syz-the-moment/tag/technical-analysis) - [nvidia](https://blog.syzgroup.com/syz-the-moment/tag/nvidia) - [oil](https://blog.syzgroup.com/syz-the-moment/tag/oil) - [china](https://blog.syzgroup.com/syz-the-moment/tag/china) - [ETF](https://blog.syzgroup.com/syz-the-moment/tag/etf) - [earnings](https://blog.syzgroup.com/syz-the-moment/tag/earnings) - [Forex](https://blog.syzgroup.com/syz-the-moment/tag/forex) - [energy](https://blog.syzgroup.com/syz-the-moment/tag/energy) - [banking](https://blog.syzgroup.com/syz-the-moment/tag/banking) - [magnificent-7](https://blog.syzgroup.com/syz-the-moment/tag/magnificent-7) - [Alternatives](https://blog.syzgroup.com/syz-the-moment/tag/alternatives) - [Volatility](https://blog.syzgroup.com/syz-the-moment/tag/volatility) - [Real Estate](https://blog.syzgroup.com/syz-the-moment/tag/real-estate) - [apple](https://blog.syzgroup.com/syz-the-moment/tag/apple) - [emerging-markets](https://blog.syzgroup.com/syz-the-moment/tag/emerging-markets) - [google](https://blog.syzgroup.com/syz-the-moment/tag/google) - [Middle East](https://blog.syzgroup.com/syz-the-moment/tag/middle-east) - [switzerland](https://blog.syzgroup.com/syz-the-moment/tag/switzerland) - [tesla](https://blog.syzgroup.com/syz-the-moment/tag/tesla) - [United Kingdom](https://blog.syzgroup.com/syz-the-moment/tag/united-kingdom) - [amazon](https://blog.syzgroup.com/syz-the-moment/tag/amazon) - [microsoft](https://blog.syzgroup.com/syz-the-moment/tag/microsoft) - [assetmanagement](https://blog.syzgroup.com/syz-the-moment/tag/assetmanagement) - [ethereum](https://blog.syzgroup.com/syz-the-moment/tag/ethereum) - [meta](https://blog.syzgroup.com/syz-the-moment/tag/meta) - [russia](https://blog.syzgroup.com/syz-the-moment/tag/russia) - [Industrial-production](https://blog.syzgroup.com/syz-the-moment/tag/industrial-production) - [Healthcare](https://blog.syzgroup.com/syz-the-moment/tag/healthcare) - [ESG](https://blog.syzgroup.com/syz-the-moment/tag/esg) - [Global Markets Outlook](https://blog.syzgroup.com/syz-the-moment/tag/global-markets-outlook) - [Turkey](https://blog.syzgroup.com/syz-the-moment/tag/turkey) - [inflation](https://blog.syzgroup.com/syz-the-moment/tag/inflation) - [bankruptcy](https://blog.syzgroup.com/syz-the-moment/tag/bankruptcy) - [brics](https://blog.syzgroup.com/syz-the-moment/tag/brics) - [Market Outlook](https://blog.syzgroup.com/syz-the-moment/tag/market-outlook) - [performance](https://blog.syzgroup.com/syz-the-moment/tag/performance) - [africa](https://blog.syzgroup.com/syz-the-moment/tag/africa) - [LLM](https://blog.syzgroup.com/syz-the-moment/tag/llm) - [Global](https://blog.syzgroup.com/syz-the-moment/tag/global) - [Market News](https://blog.syzgroup.com/syz-the-moment/tag/market-news) - [Weekly Equities](https://blog.syzgroup.com/syz-the-moment/tag/weekly-equities) Show more 23 Nov 2023 - - - #### U.S. Bank Losses on held-to-maturity assets have soared to an ALL-TIME HIGH of $400 Billion! 👀 Source: Barchart, FT [#United States|](https://blog.syzgroup.com/syz-the-moment/tag/united-states) [#banking](https://blog.syzgroup.com/syz-the-moment/tag/banking) ![U.S. Bank Losses on held-to-maturity assets have soared to an ALL-TIME HIGH of $400 Billion! 👀](https://blog.syzgroup.com/hubfs/1700691990329.jpg) ![U.S. Bank Losses on held-to-maturity assets have soared to an ALL-TIME HIGH of $400 Billion! 👀](https://blog.syzgroup.com/hubfs/1700691990329.jpg) 21 Nov 2023 - - - #### US bank stocks never recovered from the regional banking crisis. Currently, US bank stocks are at record lows relative to the S&P 500 According to Moodys, major US banks are sitting on $650 billion in unrealized losses. Meanwhile, the looming commercial real estate (CRE) crisis has small banks in question. Small banks currently hold ~70% of all CRE loans in the US, $1.5 trillion of which need to be refinanced by 2025. Source: BofA, The Kobeissi Letter [#equities|](https://blog.syzgroup.com/syz-the-moment/tag/equities) [#banking](https://blog.syzgroup.com/syz-the-moment/tag/banking) ![US bank stocks never recovered from the regional banking crisis. Currently, US bank stocks are at record lows relative to the S&P 500](https://blog.syzgroup.com/hubfs/1700518337948.jpg) ![US bank stocks never recovered from the regional banking crisis. Currently, US bank stocks are at record lows relative to the S&P 500](https://blog.syzgroup.com/hubfs/1700518337948.jpg) 20 Nov 2023 - - - #### US Commercial Bank deposits fell 2.5% over the last 2 years, the largest 2-year decline on record Source: Charlie Bilello [#United States|](https://blog.syzgroup.com/syz-the-moment/tag/united-states) [#banking](https://blog.syzgroup.com/syz-the-moment/tag/banking) ![US Commercial Bank deposits fell 2.5% over the last 2 years, the largest 2-year decline on record](https://blog.syzgroup.com/hubfs/1700427087922.jpg) ![US Commercial Bank deposits fell 2.5% over the last 2 years, the largest 2-year decline on record](https://blog.syzgroup.com/hubfs/1700427087922.jpg) 13 Nov 2023 - - - #### U.S. Banks have fallen to an all-time low against the S&P 500 Source: FT, Barchart [#United States|](https://blog.syzgroup.com/syz-the-moment/tag/united-states) [#banking](https://blog.syzgroup.com/syz-the-moment/tag/banking) ![U.S. Banks have fallen to an all-time low against the S&P 500](https://blog.syzgroup.com/hubfs/1699741007372.jpg) ![U.S. Banks have fallen to an all-time low against the S&P 500](https://blog.syzgroup.com/hubfs/1699741007372.jpg) 7 Nov 2023 - - - #### For only the 3rd time in the last 50 years, commercial bank credit has declined by more than 2% The other 2 times were the peak of the Dot Com Bubble and the aftermath of the Global Financial Crisis. Source: barchart [#investing|](https://blog.syzgroup.com/syz-the-moment/tag/investing) [#banking](https://blog.syzgroup.com/syz-the-moment/tag/banking) ![For only the 3rd time in the last 50 years, commercial bank credit has declined by more than 2%](https://blog.syzgroup.com/hubfs/1699334969488.jpg) ![For only the 3rd time in the last 50 years, commercial bank credit has declined by more than 2%](https://blog.syzgroup.com/hubfs/1699334969488.jpg) 30 Oct 2023 - - - #### U.S. Bank losses on held-to-maturity assets have soared to an ALL-TIME HIGH of $400 Billion Source: Barchart [#United States|](https://blog.syzgroup.com/syz-the-moment/tag/united-states) [#banking](https://blog.syzgroup.com/syz-the-moment/tag/banking) ![U.S. Bank losses on held-to-maturity assets have soared to an ALL-TIME HIGH of $400 Billion](https://blog.syzgroup.com/hubfs/1698639823752.jpg) ![U.S. Bank losses on held-to-maturity assets have soared to an ALL-TIME HIGH of $400 Billion](https://blog.syzgroup.com/hubfs/1698639823752.jpg) 30 Oct 2023 - - - #### This is WORSE than the 2008 Financial Crisis. Credit card defaults are rising at levels NEVER seen in 3 decades Source: Game of Trades [#United States|](https://blog.syzgroup.com/syz-the-moment/tag/united-states) [#banking](https://blog.syzgroup.com/syz-the-moment/tag/banking) ![This is WORSE than the 2008 Financial Crisis. Credit card defaults are rising at levels NEVER seen in 3 decades](https://blog.syzgroup.com/hubfs/1698556088267.jpg) ![This is WORSE than the 2008 Financial Crisis. Credit card defaults are rising at levels NEVER seen in 3 decades](https://blog.syzgroup.com/hubfs/1698556088267.jpg) 26 Oct 2023 - - - #### 4 of Wall Street's biggest banks have recently plummeted to levels not seen since the devastating March Banking Crisis YTD losses are staggering, with 📉 ranging from -15% to -24% causing significant concerns for investors & overall market Source: The Coastal Journal [#markets|](https://blog.syzgroup.com/syz-the-moment/tag/markets) [#banking](https://blog.syzgroup.com/syz-the-moment/tag/banking) ![4 of Wall Street's biggest banks have recently plummeted to levels not seen since the devastating March Banking Crisis](https://blog.syzgroup.com/hubfs/1698249206928.jpg) ![4 of Wall Street's biggest banks have recently plummeted to levels not seen since the devastating March Banking Crisis](https://blog.syzgroup.com/hubfs/1698249206928.jpg) ❮❮ [❮](https://blog.syzgroup.com/syz-the-moment/tag/banking/page/12) [11](https://blog.syzgroup.com/syz-the-moment/tag/banking/page/11) [12](https://blog.syzgroup.com/syz-the-moment/tag/banking/page/12) [13](https://blog.syzgroup.com/syz-the-moment/tag/banking/page/13) [14](https://blog.syzgroup.com/syz-the-moment/tag/banking/page/14) [15](https://blog.syzgroup.com/syz-the-moment/tag/banking/page/15) [❯](https://blog.syzgroup.com/syz-the-moment/tag/banking/page/14) [❯❯](https://blog.syzgroup.com/syz-the-moment/tag/banking/page/15?hsLang=en) ## **Thinking** out loud Sign up for our weekly email highlighting the most popular posts. 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