---
title: US CREDIT CARD INTEREST RATES ARE AT ALL-TIME HIGHS
description: "US credit card rates remain at record highs of ~22%.\nUS credit card debt is now ~$1.14 trillion, also at an all-time high.\nThis means Americans pay ~$250 billion in average interest payments on credit cards a year.\nSource: Global Markets Investor"
---

[Syz The Moment](https://blog.syzgroup.com/syz-the-moment)

# [US CREDIT CARD INTEREST RATES ARE AT ALL-TIME HIGHS](https://blog.syzgroup.com/syz-the-moment/us-credit-card-interest-rates-are-at-all-time-highs)

 Written by [Charles-Henry Monchau, CFA, CMT, CAIA](https://blog.syzgroup.com/syz-the-moment/author/charles-henry-monchau) | Sep 25, 2024, 1:14:30 PM

[View full post](https://blog.syzgroup.com/syz-the-moment/us-credit-card-interest-rates-are-at-all-time-highs)

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