The private banking industry currently faces a multitude of challenges: changing client needs, the arrival of disruptive business models and new entrants, regulatory pressures, new technologies, a more complex and uncertain macro-economic and financial environment, etc. For incumbents, it is urgent to react and reinvent themselves.

The UBS/Credit Suisse affair has caused the AT1/CoCo bond markets to struggle By tightening their monetary policy sharply and rapidly, central banks have highlighted certain weaknesses in our financial system: insufficient risk coverage, liquidity problems, lack of business diversification, governance issues, and now uncertainties in the treatment of hybrid instruments. After the failure of some US regional banks, the UBS/Credit Suisse affair has shaken the financial world and more particularly the specialists of a specific bond segment which weighs about 250 billion dollars: Additional Tier 1 bonds (AT1) and/or Contingent Convertible bonds (CoCos).

In the age of digital money, a Federal popular initiative wants to anchor cash in the Swiss Constitution.

The firm from Cupertino has made further progress towards integrating a blood glucose meter into its Apple watch.

In the United States, where student debt is skyrocketing, some academics are opting for a financial advance in exchange for a percentage of their future salary for several years. This alternative investment can provide healthy returns to qualified investors.

The notion of sustainable competitive advantage, put forward by Warren Buffet, is at the heart of fundamental analysis. Here is an overview.

Since November 1, Chinese equities have risen dramatically. Many macroeconomic and fundamental factors suggest that this rise could be sustained.

The U.S. federal government has reached its debt ceiling. In the wake of this, the cost of insuring against a U.S. default has jumped. Can the U.S. actually default? With what consequences for the markets?

The artificial intelligence lab that developed ChatGPT is now valued at $29 billion. How does OpenAI generate revenue? What is its business model?

In weightlifting, weights are loaded at opposite ends of the bar. In the investment world, it is also possible to focus on the two ends of the risk scale and avoid the “boring middle”.