How do different generations perceive the world of investment and savings? As technology and society evolve, each generation approaches the world of investing in a different way. Baby boomers, born between 1946 and 1964, were influenced by events such as the post-war boom and the great recession. Generation X, born between 1965 and 1980, were forced to switch from traditional banking to online banking platforms. Millennials, born between 1981 and 1996, are influenced by the digital age and favour instant information and sustainable investments. Generation Z, born between 1997 and 2012, is even more digitally driven, demanding constant connectivity and instant access to (cheap) information.

Key takeaways: • After a strong first half of the year, the market’s mood has shifted in August with both US and International equities taking what still looks like a healthy pause. China’s growth issues and the rise of bond yields in the US have been the main triggers for profit taking. • We remain neutral on equities, rates and credit. We are turning negative on EUR and CHF against USD. We are downgrading China & EM Asia equities to neutral and are upgrading US equities to positive. • We continue to favour 3 main investment strategies: 1) Diversify into the lagging segments of the equity market that carry lower valuations; 2) Use volatility to our own advantage by buying on pullbacks; and 3) Use the bear steepening of the curve to extend duration within fixed-income portfolios.

The two "sister republics" (the United States and Switzerland) have in turn drawn inspiration from each other's constitutions. A mimicry that has no place when it comes to fiscal responsibility and indebtedness.

Mattel's Barbie influencer marketing campaign is a huge success. Here are 7 lessons to ponder.

AI, lifelong learning, hybrid work, Gig Economy, well-being, ESG, etc. Here are 10 key themes that are shaking up the daily lives of employees and companies alike.

An opportunity or a threat? The US Treasuries market presents both challenges and opportunities for investors. Focusing on the belly of the yield curve offers attractive entry points with historically high real yields.

At the end of last month, OpenAI’s founder Sam Altman launched Worldcoin (WLD), a new cryptocurrency with an identity verification system based on the human iris. His ambition: to make the global economy more accessible.

"Embedded finance" is gradually establishing itself as a major, innovative trend. What is Embedded Finance ? What are the benefits and threats for companies, financial institutions and end users?

Key takeaways: • Developed economies continue to surprise positively. Inflation is cooling down and a soft landing now looks like a plausible outcome. This has led to a new acronym (courtesy of Goldman): the “Recession In Name Only” (R.I.N.O) • Our current positioning is neutral on equities, rates and credit. We remain negative on the dollar and positive on gold. • After a strong first half of the year, we see opportunities to: 1. Use volatility to our advantage (add to risk assets during market pullbacks); 2. Diversify into the lagging segments of the equity market that carry lower valuations and; 3. Extend duration within fixed-income portfolios

Here are a handful of relatively simple principles and formulas that can be particularly useful when growing and managing your savings.